Draft:X-Cart:Simplify Commerce

Overview

Simplify Commerce by MasterCard is a payment solution that allows merchants to accept all major brands of debit and credit cards online. The Simplify Commerce module for X-Cart integrates this solution with your online store providing a way to simplify card payments for you and your customers. As a Level 1 PCI certified service provider, Simplify Commerce provides the highest level of protection for your business.
The Simplify Commerce module for X-Cart supports two types of integration:

Simplify Commerce by MasterCard in which the payment form is embedded right into your store's checkout page;
Simplify Commerce by MasterCard - Hosted Payments in which the payment form is hosted by Simplify Commerce.

Getting started

To start using Simplify Commerce, do the following:

Sign up for an account on the Simplify Commerce by MasterCard website:

Once you have submitted the sign up form with your details, an email message will be sent to your registration email address with a link allowing you to confirm your email address.
You can continue to use the site with Simplify Commerce in Sandbox mode. However, to be able to accept real payments, you will need to activate your Simplify Commerce business account, which requires your email address to be confirmed. Once you have confirmed your email address, you will be able to activate your account by clicking the 'Accept Real Payments' button and following the instructions provided:
Get your API keys (These will need to be entered in X-Cart):
1. In your Simplify Commerce account, go to Settings -> API Keys:
  
  On the page that opens you will find two keys - one for Sandbox mode and one for Live mode. If you have not yet registered for Live mode, then there will only be a Sandbox key.
  If necessary, you can create up to five unique Live and Sandbox keys.
  
  For each key you will be able to specify the following information:
  - Key Label: A name that will help you to identify the key.
  - Key Type: Whether this key is for Live or Sandbox mode.
  - Enable hosted payments?: Whether this key is for Simplify Commerce by MasterCard - Hosted Payments.
    After you have located the API keys that you will need, just leave the page open so you will have the keys at the ready when it is time to copy them to your X-Cart store's back end.
In a new browser tab or window, log in to your X-Cart store's Admin back end and enable the Simplify Commerce module:
1. In the list of your store's installed modules (Settings -> Modules), locate the entry for Simplify Commerce.
2. Select the check box on the left of the module name.
  
  The module will be enabled.
Configure the module.
Activate the Simplify Commerce payment method(s) that you require.