X-Cart:3D-Secure Transaction options

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3-D Secure Payer Authentication gives you Verified by Visa and MasterCard SecureCode. It was designed to secure electronic commerce by providing the ability to conduct fully authenticated electronic payment transactions and to access confidential information safely, securely and privately, minimizing fraud and chargebacks.

The 'General settings/3-D Secure Transaction options' page allows you to enable Cardinal Centinel® payment authentication in your store.

  • Use Cardinal Centinel® for 3-D Secure Payer Authentication: This option allows you to enable/disable Cardinal Centinel® payment authentication functionality in your store. If selected, 3-D Secure Payer Authentication is enabled.
  • Merchant ID: Your Cardinal Centinel MerchantID.
  • Processor ID: Your Cardinal Centinel ProcessorID.
X-Cart 4.2or above
  • Transaction password: Your Cardinal Centinel Transaction password as you configured it on CardinalCommerce website.


  • Transaction URL: Your Cardinal Centinel transaction processing URL.
  • Current currency: The currency your online store uses for transactions.